Archive for the ‘Debt’ Category

PMI: The Shadow Debt

Lately I’ve been thinking about my next moves after becoming debt free (minus the house), and I’ve pretty well settled it that I will first save as much cash as I can until the end of 2012 in preparation for a career transition.  

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Debt to Income Ratio: Not Just for Banks

What is a debt to income ratio? Simply put, it is generally a measure that lenders will use to determine whether it is safe to lend you more money. But does it have any use outside of lending? Can we use it in our own households to

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Give Yourself a Raise (No Boss Required)

When my boss revealed how shitty my raise was going to be, it didn’t bother me that much because I already had a plan to give myself a $1,800 per month raise. You may be wondering how I planned to do this. No, I don’t have backdoor

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The Goal of Work is Retirement: Rule 10

This is Rule 10 in my 10 Rules to Eliminate Debt and Change Your Life The reasons I started Married (with Debt) are twofold: to help people get out of debt, and help them change their lives. That means you are fixing the problems that got you where

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5 Signs You Have a Problem With Spending Money

The following is a guest post. Research has shown that for some people, spending money can be as addictive as alcohol or drugs. As with these addictions, the first step toward taming your problem is realizing you have one. Watch for these five signs.  

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Debt Payoff Progress April 2012

In my Debt Payoff Progress post for March, I told you that we hit our monthly target and reduced our debt from $8.340 to $6,560. For April, despite my recent bachelor party weekend in Louisville - which cost me $600 (partly because I had to get a

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Addicted to Debt

The following post was written by Matt from RamblingFever Money as part of a blog swap.   Head over to his site to see my post, Credit is Not Money. We don’t really think of debt as an addiction.  It’s not as though you have a burning

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