About John and Crystal

Thanks for visiting Married with Debt!

My name is Crystal Stemberger.  John Miro and I partnered up on Married with Debt in February 2013 and I took it over completely in October 2014.  So, if you browse around, you could be reading about each of us and some personal posts from our favorite staff writer, Libby Balke.

John’s Story – Married with Debt’s Beginning

I founded Married with Debt in December of 2011, just in time for readers to see my wife and me get through the homestretch of a journey to pay off $100,000 in consumer and student loan debt. By using my 10 Rules to Eliminate Debt, along with the free Married with Debt Bill Tracking Spreadsheet, hundreds of readers have taken the step to commit to a life of debt freedom in a way that still allows them to enjoy life.

I live in the Chicago area with my wife (a teacher) and our two daughters. I work as a communications director and media specialist for county government and elected officials. In my (rare) spare time, I like to read and write fiction.  I wrote about debt freedom and learning to live a life where you control money, instead of one where money controls you.

Crystal’s Story – Married with Debt’s Current Owner

I started blogging in Febuary 2010 on Budgeting in the Fun Stuff.  After becoming a full blown addict and starting other servics online, I was able to become a full time blogger in July 2011.  My husband joined me at home in January 2012 and it has been an interesting ride on the self-employment train ever since.

My husband and I live in Houston, TX.  We’re foster parents for SMART Rescue, I am a big sister with Big Brothers Big Sisters, and I am a professional pet sitter as well as a full-time blogger.  We have one mortgage right now (one for our current house) and one paid off rental property as of early 2013.  We were both raised by financially savvy parents who thankfully taught us some of the ins and outs of personal finance early on.  Despite a few big mistakes, our emergency fund and budget help us reach our goals and have a good time too.  I see money as a tool that is used to provide for our needs, our future, and the fun stuff in between.

Thanks again for visiting.  I hope you enjoy the site!

If you would ever like to contact me directly, please email me at:

budgetingfunstuff (at) gmail (dot) com

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